Find the Right Home Loan for You

From start to finish, our team will go above and beyond to ensure all your questions are answered.

Loan Programs

FHA Loan

A FHA loan is mortgage loan available as fixed or adjustable rate programs and insured by the U.S. Department of Housing and Urban Development.

The FHA loan program is designed to make housing more affordable, particularly for first-time homebuyers.

While there are limits to the size of a FHA loan, they are generous enough to handle moderate-priced homes almost anywhere in the country.

Appraisals for a FHA Loan may contain more repair requirements than conventional loans.

Best For:

  • Low down payments
  • Flexible qualification guidelines
  • Fixed-rate and ARM options

Borrower(s) Qualifications:

  • Borrowers that have limited funds for a down payment
  • Borrowers who lack an established credit history or have experienced credit challenges in the past

Similar Program(s):

Genisys Mortgage Professionals

Since 1999, Genisys Mortgage has provided a wide variety of mortgage loan options, offering personalized & knowledgeable service with a strong attention to detail to borrowers and Realtors all across Northern and Central Michigan.

Cadillac
116 E. Nelson St.
Cadillac, MI 49601
(231) 779-9817

Traverse City
1603 Barlow Street Ste 2
Traverse City, MI 49686
(231) 779-9817

Petoskey
116 E. Nelson St.
Cadillac, MI 49601
(800) 382-0035

Genisys Mortgage is a registered trademark of Mortgage300 Corporation.  2000 PGA Blvd Suite 3220A Palm Beach Gardens, FL 33408