Find the Right Home Loan for You

From start to finish, our team will go above and beyond to ensure all your questions are answered.

Loan Programs

Jumbo Loan

Jumbo loans are mortgage loans that exceed conforming loan limits which is above the conventional/conforming loan limit. A jumbo loan is one way to buy a high-priced or luxury home.

If you have a lower debt-to-income ratio, a higher credit score, and a larger down payment, a jumbo loan may be right for you.

Best For:

  • Increased purchase limits
  • The lowest rates for higher-priced properties.
  • Fixed-rate and ARM options

Borrower(s) Qualifications:

  • Are buying a home that exceeds conforming loan limits
  • Have an established credit history
  • Can put at least 15% down on a home
  • 6 months Principal Interest Taxes and Insurance in reserves required (and HOA if applicable)

Similar Program(s):

Genisys Mortgage Professionals

Since 1999, Genisys Mortgage has provided a wide variety of mortgage loan options, offering personalized & knowledgeable service with a strong attention to detail to borrowers and Realtors all across Northern and Central Michigan.

Cadillac
116 E. Nelson St.
Cadillac, MI 49601
(231) 779-9817

Traverse City
1603 Barlow Street Ste 2
Traverse City, MI 49686
(231) 779-9817

Petoskey
116 E. Nelson St.
Cadillac, MI 49601
(800) 382-0035

Genisys Mortgage is a registered trademark of Mortgage300 Corporation.  2000 PGA Blvd Suite 3220A Palm Beach Gardens, FL 33408