Privacy / Terms & Conditions

Privacy Statement

Genisys Mortgage Professionals (trade name of J. VIRGIL, INC.) is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Genisys Mortgage Professionals website and governs data collection and usage. By using the Genisys Mortgage Professionals website, you consent to the data practices described in this statement.

Collection of your Personal Information

Genisys Mortgage Professionals collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Genisys Mortgage Professionals also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Genisys Mortgage Professionals. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Genisys Mortgage Professionals for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Genisys Mortgage Professionals Web site.

Genisys Mortgage Professionals encourages you to review the privacy statements of Web sites you choose to link to from Genisys Mortgage Professionals so that you can understand how those Web sites collect, use and share your information. Genisys Mortgage Professionals is not responsible for the privacy statements or other content on Web sites outside of the Genisys Mortgage Professionals and J VIRGIL, INC family of websites.

Use of your Personal Information

Genisys Mortgage Professionals collects and uses your personal information to operate the Genisys Mortgage Professionals website and deliver the services you have requested. Genisys Mortgage Professionals also uses your personally identifiable information to inform you of other products or services available from Genisys Mortgage Professionals and its affiliates. Genisys Mortgage Professionals may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Genisys Mortgage Professionals does not sell, rent or lease its customer lists to third parties. Genisys Mortgage Professionals may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Genisys Mortgage Professionals may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries.

All such third parties are prohibited from using your personal information except to provide these services to Genisys Mortgage Professionals, and they are required to maintain the confidentiality of your information.

Genisys Mortgage Professionals does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Genisys Mortgage Professionals keeps track of the Web sites and pages our customers visit within Genisys Mortgage Professionals, in order to determine what Genisys Mortgage Professionals services are the most popular. This data is used to deliver customized content and advertising within Genisys Mortgage Professionals to customers whose behavior indicates that they are interested in a particular subject area.

Genisys Mortgage Professionals Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Genisys Mortgage Professionals or the site; (b) protect and defend the rights or property of Genisys Mortgage Professionals; and, (c) act under exigent circumstances to protect the personal safety of users of Genisys Mortgage Professionals, or the public.

Use of Cookies

The Genisys Mortgage Professionals website use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Genisys Mortgage Professionals pages, or register with Genisys Mortgage Professionals site or services, a cookie helps Genisys Mortgage Professionals to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Genisys Mortgage Professionals website, the information you previously provided can be retrieved, so you can easily use the Genisys Mortgage Professionals features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Genisys Mortgage Professionals services or websites you visit.

Security of your Personal Information

Genisys Mortgage Professionals secures your personal information from unauthorized access, use or disclosure. Genisys Mortgage Professionals secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Genisys Mortgage Professionals will occasionally update this Statement of Privacy to reflect company and customer feedback.

Genisys Mortgage Professionals encourages you to periodically review this Statement to be informed of how Genisys Mortgage Professionals is protecting your information.

Contact Information

Genisys Mortgage Professionals welcomes your comments regarding this Statement of Privacy. If you believe that Genisys Mortgage Professionals has not adhered to this Statement, please contact Genisys Mortgage Professionals at We will use commercially reasonable efforts to promptly determine and remedy the problem.


Genisys Mortgage Professionals

Since 1999, Genisys Mortgage has provided a wide variety of mortgage loan options, offering personalized & knowledgeable service with a strong attention to detail to borrowers and Realtors all across Northern and Central Michigan.

116 E. Nelson St.
Cadillac, MI 49601
(231) 779-9817

Traverse City
1603 Barlow Street Ste 2
Traverse City, MI 49686
(231) 779-9817

116 E. Nelson St.
Cadillac, MI 49601
(800) 382-0035

EHL WHITE Genisys Mortgage is a registered trademark of Mortgage300 Corporation.  2000 PGA Blvd Suite 3220A Palm Beach Gardens, FL 33408